CalcuttaCalc

Calcutta payout structures explained

50/30/20, 60/30/10, 70/30, winner-take-all — what each one does to the room, worked out in dollars against the same pot.

A payout structure is just a list of percentages, top to bottom, that must add up to 100. First place gets the first percentage, second gets the second, and so on. Everything else about a calcutta can be argued over; this part is arithmetic, and it is worth getting right before anyone bids, because the structure changes how the room bids.

To compare them honestly, every example below uses the same pot: twelve teams sold for an average of $200, so the pot is 12 × $200 = $2,400. No top cut, no consolation — those come later on this page.

The four common structures, in dollars

Structure1st2nd3rdTotal
50 / 30 / 20$1,200$720$480$2,400
60 / 30 / 10$1,440$720$240$2,400
70 / 30$1,680$720$2,400
Winner takes all$2,400$2,400

Read down the "1st" column and you can see the whole argument: the same pot pays the winner anywhere from $1,200 to $2,400 depending on nothing but a rule you chose.

50 / 30 / 20 — the default

The most widely used structure, and a sensible default. Third place still returns $480 on a $2,400 pot, which is more than most teams sold for — so a buyer who lands a cheap team in third makes money. That matters more than it sounds: it means the bottom half of the board is worth bidding on, so the bottom half of the board sells, so the pot is bigger for everybody.

60 / 30 / 10 — top-heavy but still three deep

Moves $240 from third place to first. Second is untouched at $720 — 30% of the pot either way. This structure rewards picking the winner while keeping a token payout for third, and it suits fields where one or two teams are clearly stronger and the room wants a reason to fight over them.

70 / 30 — two places only

Sharper again. First place takes $1,680 of a $2,400 pot; second is still $720; third gets nothing at all. In a small field this is reasonable. In a big one it makes most of the board unattractive to buy, which shrinks the pot — the opposite of what you usually want.

Winner takes all — a shootout

All $2,400 to one buyer. It maximizes the drama and minimizes the number of people who leave happy. It works best when the field is short and evenly matched, or when the calcutta is a side attraction rather than the main event of the evening.

How many places should pay?

A useful sanity check is what fraction of the field is in the money.

Custom structures

Nothing says you have to use a preset. The only hard requirement is that the percentages add to exactly 100. A five-place structure for a twenty-team field might look like this:

PlaceSharePays (pot $2,400)
1st40%$960
2nd25%$600
3rd20%$480
4th10%$240
5th5%$120
Total100%$2,400

CalcuttaCalc will not accept a custom structure whose percentages don't total 100, which is a deliberate guard rail: a structure that sums to 95 quietly strands 5% of the pot, and a structure that sums to 105 promises money that doesn't exist.

What a buyer is actually risking

The number a buyer cares about is not the payout — it's the payout minus what they spent. Take a team bought for $400 in that same $2,400 pot.

Finish50/30/20 paysNet70/30 paysNet
1st$1,200+$800$1,680+$1,280
2nd$720+$320$720+$320
3rd$480+$80$0−$400
4th or worse$0−$400$0−$400

Two things fall out of that table. First, the same $400 team is a materially different bet under the two structures — third place is the difference between making $80 and losing $400. Second, notice that a payout includes your own money back: the $1,200 first-place cheque contains the $400 you put in, so the actual gain is $800.

That is why experienced buyers think in terms of "what fraction of the pot did I just pay for this team?" A team bought for $400 out of a $2,400 pot cost one sixth of the pot, and under 50/30/20 any of the three paying places returns more than that.

How a top cut changes every number

If the event skims a percentage off the top for a charity, the arena, or the house, the places no longer split the whole pot — they split what's left. The percentages stay the same; the base shrinks.

10% off the top, then 50/30/20

Pot $2,400. Cut = 10% of $2,400 = $240. That leaves 90% of the pot, $2,160, for the places.

1st = $2,400 × 50% × 90% = $1,080
2nd = $2,400 × 30% × 90% = $648
3rd = $2,400 × 20% × 90% = $432

$1,080 + $648 + $432 = $2,160, and $2,160 + $240 = $2,400. Every dollar accounted for.

The same arithmetic applies to a last-place consolation: it comes off the top alongside the cut, and the places divide whatever percentage remains. Both are covered in house rules.

Choosing one

A short decision guide, assuming your goal is the biggest, liveliest pot rather than the biggest single cheque:

Whatever you pick, announce it before the first lot and don't change it after the bidding starts. Changing the structure mid-auction retroactively re-prices every team already sold, and there is no fair way to unwind that.

CalcuttaCalc is not a betting service, and it can't be used as one. Operating real-money wagering through an app requires gambling licenses — we don't have them and the app is built so it never needs them: it cannot take, hold, move, or pay out money. It's a scorekeeper for private social auctions; whatever stakes exist live entirely between you and your group, offline. Social wagering laws vary by state and country — the organizer is responsible for keeping the game legal where they live. For participants 21+. If gambling stops being fun, call or text 1-800-GAMBLER.

Try a structure in the app